1. Terrorism is a big anti-social practice and affects economic and social progress of the country very badly. Large numbers of people are being killed and property worth crores is being destroyed.

2. The incidents of murder, torture, mutilation, kidnapping, and extortion, create an atmosphere of suspicion, fear and panic all around.

3. Terrorists thrive on the civilian population and conflicts between terrorists and security forces results into enormous loss of life and property. The illegal money and smuggling is encouraged.

4. Number of the insurgent groups collects certain percentage of money from the employees and businessmen on regular basis, besides collection through ransom and extortion.

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5. In such unsecured situations neither business nor industry flourishes.

6. The people who have invested begin to withdraw from the area for safe places.

7. The communication system is disrupted which enhances the problems of the people.

8. Terrorism has also affected the social life of people of Jammu and Kashmir.