Banks are required to show in their Balance Sheets certain important ratios and data so Banking Operations that public and depositors know the real strength and financial position of the bank. These include:

Position of NPAs Capital Adequacy Ratio Total Provisions Return on Assets, etc.

These ratios help to understand the true financial health of the banks. Further, banks may soon be asked to disclose in their balance sheet the maturity pattern of the deposits and loans, details of investments in Government Securities, other securities, foreign currency investments, credits provided to various sectors in the economy, etc.

This will help the credi­tors and investors to judge about the current and feature performance, profitability and likely bad debts of the banks.