Difference between General Average Loss and Particular Average Loss

1. General average is incurred for the benefit of all interests but the particular average is in connection with any of the interests.

2. General average is always voluntary and intentional but the particular average is an accidental or fortuitous.

3. General average is shared by all those who are benefited by the general average act. Particular average is paid by the insurer.

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4. General average may include expenditure and sacrifice along with loss, whereas the particular average results from a loss or damage.